Cross-Border E-commerce -GXETVI (广西经贸职业技术学院) ClassID:012870

Course focuses on the basic concepts and practical operation of Cross-Border E-commerce

Creator:曹川 Chuan Cao Creation time:2021-12-05
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List the offline payment methods.

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SuYouHuai2023-06-01 16:00:14

Offline payment refers to a payment method that is carried out without the network or with poor network signal. For some occasions where it is inconvenient to carry cash, offline payment has become people's first choice. In the current era of the Internet, offline payment also has a wide range of applications. There are various offline payment methods, which will be introduced one by one below. 1. Bank card payment Bank card payment, also known as swipe payment, is a common offline payment method that uses bank card swipe transactions. Whether it is a POS machine, ATM machine, self-service vending machine, gas station, etc., offline payment transactions can be completed. However, it should be noted that bank card payments can only complete transactions through physical channels, and in most cases, the network is required to confirm payment information. 2. Magnetic stripe card payment Magnetic stripe card payment is a traditional payment method similar to bank cards. Nowadays, magnetic stripe card payments have been phased out by the industry and replaced by chip cards. Due to issues with the storage method of magnetic stripe cards, they are prone to security issues such as cracking and tampering. 3. Chip card payment Chip card payment is a new type of payment method for bank card payments. Using chip technology for data storage and encryption processing is more secure and reliable. At present, chip card payment has become the mainstream bank card payment method. 4. QR code payment QR code payment is a scanning payment method. Consumers only need to open Alipay, WeChat and other payment applications and scan the QR code given by the merchant to complete the transaction. This method supports offline physical store consumption and can also be traded in offline mode. However, it should be noted that without the internet, consumers need to verify their payment password in the payment application, otherwise they cannot complete the transaction. 5. NFC payment NFC is an abbreviation for near-field communication technology, which is a short range communication technology. NFC payment is a fast and convenient method of communication between mobile phones and POS machines or card readers, utilizing NFC technology. However, for some older phones and PO S machines, NFC signals may not be recognized, affecting payment transactions. 6. Cash payment Cash payment is the oldest and most basic payment method, which can fundamentally avoid the problem of inability to pay due to network interruption. However, cash payments require carrying cash and are difficult to manage. With the development of technology, cash payments will gradually be phased out, and on the other hand, it will also guide consumers to gradually switch to electronic payment methods. In short, there are various offline payment methods, including bank card payment, QR code payment, NFC payment, etc., which are increasingly favored by consumers. With the advancement of technology and the increase in people's awareness of payment methods, offline payment methods will inevitably move towards a more intelligent and convenient development direction.

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ibodao_64784d1f1486f2023-06-01 15:58:29

1. Bank card payment 2. Magnetic stripe card payment 3. Chip card payment 4. QR code payment 5. NFC payment 6. Cash payment

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Liu Qian2023-06-01 15:57:47

1. Bank card payment 2. Magnetic stripe card payment 3. Chip card payment 4. QR code payment 5. NFC payment 6. Cash payment

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